ESTELLE BRACK-FRANCE- Head of International Products and Economics, BPCE (Banques Populaires – Caisses d’Epargne),

Estelle Brack is Head of International Products and Economics for Consumer Payments at the second largest French Bank, BPCE (Banques Populaires – Caisses d’Epargne), in Paris. Between January 2015 and September 2017, Estelle was Program Director for International Payments and Solutions for the same Bank.


Estelle was before – from 2006 to 2013 – Deputy Director for European and International Affairs at the French Banking Federation, as Senior Adviser for International Affairs and Senior Economist.

She held the Chair of the Statistics Working Group of the European Banking Federation from 2009 to 2013 and was as well a Member of the International Affairs and the Economic and Monetary Affairs Committees.

She began working for Payments in 2000 when she joined the Head Office of Banque Populaire Group in Paris, as Project Manager in charge of implementing and supervising the introduction of coins and banknotes in Euro (as well as the taking out of circulation of the ancient French Franc). After 2002, she moved to strategic projects and inter-banking relations for card payments and electronic money.

She started her professional carrier in 1999, as Director of strategic studies at a Japanese company, KSM.


Estelle is also Senior Lecturer at the University Paris-II Pantheon-Assas and at iReMMO, dedicated to Middle East and Mediterranean Studies.

She has written two books1 as well as many papers and articles in banking and development economics. She is a regular contributor for African Banker and African Business. She is member of the OECD-MENA Women’s Business Forum and promotes actively Financial Education Programs implementation in Africa.


Estelle earned a PhD in economics (with honors) from Paris-II Pantheon-Assas University in 1997.